Different mortgage calculators will produce divergent results based on programming assumptions related to rounding, compounding and/or accrual.

With regard to CALCULATING A LOAN PAYOFF AMOUNT, a given calculator may not account for principal reductions, early or late payment penalties, or other fees.

With regard to PROJECTING LOAN PAYMENTS, a given calculator may not account for lender reserves (e.g., property taxes, hazard and flood insurance) that will affect the total payment amount.

Unified Title Company and Unified Title Company of Northern Colorado make no warranties or representations regarding the values produced by any mortgage calculator.

Users should consult with the user’s current lender or proposed lender for actual payoff or payment amounts. For questions regarding any mortgage calculator values, users should consult with an accounting professional or other appropriate counsel.